Charming 4-Bedroom Home with Detached Guest Apartment Charming 4-bedroom, 2-bath home full of character, space, and opportunity. This inviting property features a functioning fireplace, a welcoming front porch, and classic brick curb appeal. The detached apartment in the backyard provides endless possibilities for extended family, guests, a home office, or potential rental income. Square footage to be obtained. Situated on a generous lot with plenty of outdoor space, this property offers both comfort and investment potential. Don't miss this unique opportunity to own a versatile home with additional living quarters and endless possibilities.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $124,058. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.