Breathtaking views while nestled at the end of a quiet cul-de-sac in Payson, this exceptional property at 806 N. Oak Point offers privacy, and extensive shop space/storage. A true single story home with no stairs, surrounded by mature trees, the home provides a serene, secluded setting while still being conveniently located. Inside, you'll find three spacious bedrooms plus a dedicated office--perfect for remote work or a quiet retreat. The expansive basement features tall ceilings and a separate entrance, offering incredible flexibility for a workshop, hobby space, or extensive storage. A three-car garage provides ample room for vehicles and gear, while the covered patio invites you to relax and take in the spectacular scenery year-round. This is a rare opportunity to own a private, view-filled property with versatile living space in one of Payson's most desirable settings.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $518,133. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.