ASSUMABLE VA LOAN at 3.5% interest rate and $1,111/mo payment!! NEW A/C 2025 ** NEW ENERGY EFFICIENT ANDERSON WINDOWS 2023 ** PAID OFF SOLAR ** MOVE-IN READY ** Upstairs Boasts a Spacious Master Bedroom & Bathroom, 2 Additional Bedrooms, a 2nd Bathroom, Laundry, and LOFT! Open Concept Downstairs Living Area w/ a well appointed kitchen & half-bathroom * All Appliances Convey * 2 Car Garage * Tile Flooring t/o * Easy Maintenance Backyard * Great Rancho Bella Vista neighborhood w/ playgrounds, parks, and plenty of walking trails! * Covered Patio * Highly Rated Schools Nearby * Perfect for a First Time Homebuyer or as a Rental Home * Come take a look before this one is gone!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $157,447. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.