MOTIVATED SELLERS! NO HOA! ASSUMABLE FHA LOAN! This well maintained property offers convenient access to shopping, dining, and several nearby colleges--perfect for commuters, students, or growing families. Step inside to discover a spacious and functional floor plan designed for comfortable living. In addition to the four bedrooms, enjoy the flexibility of a dedicated office/den complete with its own in-wall A/C unit--ideal for working from home, a study space, or a quiet retreat. Out back, you'll find a private oasis featuring a sparkling pool, perfect for cooling off during Arizona summers. Whether you're looking for your next family home or a property with room to grow, this one checks all the boxes!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $39,691. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.