Welcome to this beautifully maintained single-level home in the highly desirable Rancho Bella Vista community! Featuring 4 bedrooms, 2 bathrooms, and a 2-car garage, this home offers the perfect blend of comfort, style, and functionality. Step inside to an inviting, light-filled interior showcasing a modern designer color palette, abundant natural light, tile flooring in all the main living areas, and plush carpet in the bedrooms for added comfort. The open-concept layout creates a seamless flow between the living, dining, and kitchen spaces--ideal for both everyday living and entertaining. The kitchen is a standout, featuring stainless steel appliances, granite countertops, recessed lighting, a spacious pantry, and ample wood cabinetry for storage. The peninsula with a breakfast bar over looks the main living area, making it perfect for hosting or casual dining. Retreat to the spacious primary suite, complete with double-door entry, a well-appointed ensuite bathroom with dual sinks, a sit-down shower, and a generous walk-in closet. Step outside to your private backyard designed for low maintenance and maximum enjoyment. Whether you're relaxing under the covered patio, entertaining guests, or gathering around the fire pit, this space is ready for it all. Artificial turf adds year-round greenery with minimal upkeep. Conveniently located near parks, schools, shopping, and dining, this home offers both comfort and convenience in a growing area. Don't miss your opportunity to make this move-in-ready gem yours!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $21,055. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.