Properties / 4704 S Lindero Drive
VA ASSUMABLERate: 6.5%

4704 S Lindero Drive

$380,000
Fort Mohave, AZ 86426
3 beds3 baths1,890 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$17,310 interest already paid off
Estimated Loan Balance$265,936
Cash to close$115,077
Est. Monthly PITI$1,988
Initial Loan Amount$267,658
Time on site36 days
Remaining Term29 years
Seller's equity (what you pay)
$114,064
Cash or secondary financing
Monthly savings
$541
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

Welcome to this well-maintained 3-bedroom, 2.5-bath home tucked inside a gated 55+ community with a community pool. From the moment you pull up, you'll notice the oversized driveway and 3-car garage, plenty of room for vehicles and storage. Inside, the open floor plan connects the kitchen, dining, and living areas seamlessly. The kitchen features new countertops, stainless steel appliances, a large island, pendant lighting, and a walk-in pantry with floor-to-ceiling shelving. The in-home laundry room includes upper cabinets, a utility sink, and extra storage. French doors in both the living room and primary bedroom open to the covered back patio, perfect for morning coffee or evening relaxing. The primary suite is spacious with vaulted ceilings, an oversized walk-in closet, and a private bathroom with dual sinks and a walk-in shower. Guest bath features new sinks. A beautiful stained glass accent adds a unique touch. New flooring, new granite countertops, and new window treatments throughout. The backyard is landscaped with gravel, a mature shade tree, covered patio, and a privacy block wall that adds character without blocking airflow.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $114,064. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,890
Property typeSingle Family
MLS #038475
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,700/mo
Source est. payment (PITI)
$1,988/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$114,064

Asking price minus remaining loan balance. Closing costs are additional.

$0$114,064
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.