Welcome to this beautifully renovated home nestled in a peaceful, tree-filled lot in Payson. Surrounded by mature trees and located in a quiet neighborhood, this property offers the perfect blend of comfort, privacy, and mountain charm. Recently added new flooring throughout and a new roof provide peace of mind. The spacious floor plan offers three comfortable bedrooms and two 3/4 bathrooms, making it ideal for families, guests, or a vacation retreat. Added space includes a large loft that could be an extra bedroom space, office, or den. Let your imagination run wild. Relax and enjoy the fresh mountain air from the inviting front porch, perfect for morning coffee or evening sunsets. The oversized 24' x 24' two-car garage provides ample space for vehicles, storage, or a workshop and featur features the added convenience of a half bath.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $161,865. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.