After only one year, the owners are moving on! This is your gain! Ask about the ASSUMABLE FHA loan at 4.75% This almost new property already has all the things that new construction doesn't! Window blinds, landscaping done, all the bells and whistles of the upgrades, a fantastic lot! The Yarrow floorplan, where style meets innovation in a home designed for flexibility, affordability, and efficiency. This single-family, single-story layout spans 1,545 sq. ft. and offers 3/4 beds, 2 baths, and an oversized 2-car garage. Experience low-maintenance living in an open-concept floorplan with versatile space for the whole family. Energy efficiency is at the forefront, featuring low-E double pane windows, a 15 SEER A/C, a 50-gallon e-water heater, LED lighting, & a 96% high-efficient furnace
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $36,755. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.