Properties / 19732 N FLAMINGO Road
VA ASSUMABLERate: 2.28%

19732 N FLAMINGO Road

$385,000
Maricopa, AZ 85138
3 beds2 baths2,239 sqftSingle Family
The assumable advantage
2.28%
VA assumed rate
$24,151 interest already paid off
Estimated Loan Balance$191,790
Cash to close$197,498
Est. Monthly PITI$1,397
Initial Loan Amount$222,478
Time on site50 days
Remaining Term19 years, 11 months
Seller's equity (what you pay)
$193,210
Cash or secondary financing
Monthly savings
$1,271
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

Welcome to Province, an award winning 55+ active adult community where every day feels like a getaway. &#127796;&#9728;&#65039; This beautifully appointed Monza model offers the perfect blend of comfort and style. The gourmet kitchen is a true centerpiece featuring staggered upper cabinets, upgraded decorative granite countertops, gas built in cooktop, double ovens, under cabinet lighting, and an open layout that flows seamlessly into the spacious Great Room, perfect for entertaining or relaxing at home. With 3 bedrooms plus a versatile den or formal dining room, this home offers flexibility for guests, hobbies, or a home office. Custom two tone paint adds warmth and character throughout. The Owner's Suite is a peaceful retreat with a walk in closet and spa inspired bath showcasing dual vanities and a linen closet. The guest bedroom provides comfortable space for visiting family and friends. Step outside to your cozy covered patio and enjoy Arizona's beautiful weather year round. Professionally designed front and back landscaping create inviting outdoor spaces with low maintenance appeal. Living in Province means access to exceptional amenities including indoor and outdoor pools, spa, fitness center, tennis courts, and 9 pickleball courts. A full calendar of clubs, classes, and social activities makes it easy to stay active, connected, and inspired. This is more than a home. It is a lifestyle. <

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $193,210. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,239
Property typeSingle Family
MLS #6987560
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$999/mo
Source est. payment (PITI)
$1,397/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$193,210

Asking price minus remaining loan balance. Closing costs are additional.

$0$193,210
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.