Properties / 941 W DEXTER Way
FHA ASSUMABLERate: 6.36%

941 W DEXTER Way

$550,000
San Tan Valley, AZ 85143
4 beds3 baths2,998 sqftSingle Family
The assumable advantage
6.36%
FHA assumed rate
$102,965 interest already paid off
Estimated Loan Balance$443,494
Cash to close$108,619
Est. Monthly PITI$3,527
Initial Loan Amount$461,487
Time on site47 days
Remaining Term26 years, 5 months
Seller's equity (what you pay)
$106,506
Cash or secondary financing
Monthly savings
$352
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

Welcome to your perfect family retreat in San Tan Valley! This spacious single-family home features 4 bedrooms and 2.5 , bathrooms den and loft across an expansive 3,000 square feet, providing plenty of room for everyone. Built in 2004, this pet-friendly home offers a blend of comfort and convenience, including a private pool, perfect for those warm Arizona days. Enjoy easy access to local amenities, with several great restaurants and department stores nearby. Families will appreciate the proximity to top schools, such as Circle Cross Ranch S.T.E.M. Academy and Combs High School, both just a short drive away. Recently 90k in renovations including new salt water pool & 3000 btu gas heater installed.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $106,506. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,998
Property typeSingle Family
MLS #7025621
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,892/mo
Source est. payment (PITI)
$3,527/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$106,506

Asking price minus remaining loan balance. Closing costs are additional.

$0$106,506
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.