MOUNTAIN VIEWS, GREENBELT PRIVACY, and effortless Flagstaff living come together in this beautifully maintained single-level home. Built just five years ago and cared for by its original owner, this move-in-ready property offers the perfect low-maintenance mountain retreat for a second home, investment property, or full-time escape. Short-term rentals are allowed, adding flexibility and income potential in one of Flagstaff's desirable locations. Enjoy a peaceful setting close to shopping, dining, hiking, recreational trails, and year-round outdoor adventure. Inside, soaring ceilings, A/C, neutral finishes, and warm wood-look luxury vinyl plank flooring create a bright, welcoming space. The kitchen includes GE stainless steel appliances and is open to the family, creating the perfect entertaining space. Step outside to a private serene, fenced patio backing greenbelt space, ideal for morning coffee, relaxing after a day on the trails, or entertaining guests in the cool mountain air. A spacious front porch adds even more outdoor living space, while the two-car garage with additional electrical outlets and heat tape installation offers convenience and functionality. Community amenities include guest parking, parks, multiple playgrounds, basketball courts, and a dog park, all with low HOA fees. With major home systems still relatively new, MOUNTAIN VIEWS, greenbelt access, and easy access to the Flagstaff lifestyle, this home is an exceptional opportunity to own a peaceful lock-and-leave mountain getaway. Current owners did not have pets and are nonsmokers.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $188,452. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.