Properties / 4952 E CHROMIUM Road
FHA ASSUMABLERate: 3.02%

4952 E CHROMIUM Road

$335,000
San Tan Valley, AZ 85143
3 beds2 baths1,777 sqftSingle Family
The assumable advantage
3.02%
FHA assumed rate
$35,566 interest already paid off
Estimated Loan Balance$182,799
Cash to close$153,056
Est. Monthly PITI$1,295
Initial Loan Amount$209,798
Time on site36 days
Remaining Term24 years
Seller's equity (what you pay)
$152,201
Cash or secondary financing
Monthly savings
$1,083
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

Step into this newer build move-in ready 3-bedroom, 2-bath home featuring a desirable split floor plan and an open-concept layout designed for comfortable living and entertaining. The spacious kitchen showcases granite countertops, ample cabinet space, and all appliances are included for added convenience. The private primary suite is thoughtfully separated from the secondary bedrooms, offering added privacy. Step outside to a low-maintenance backyard complete with turf--perfect for relaxing, entertaining, or enjoying Arizona living without the upkeep. Enjoy all of the community amenities that the Village of Copper Basin has to offer from the swimming pool, clubhouse, playgrounds and more! Don't miss your chance to make this beautiful home yours!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $152,201. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,777
Property typeSingle Family
MLS #7056540
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$893/mo
Source est. payment (PITI)
$1,295/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$152,201

Asking price minus remaining loan balance. Closing costs are additional.

$0$152,201
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.