OWNED SOLAR - No monthly payments. Single story, one owner home with 4 bedrooms, 2 full baths, an open kitchen with breakfast bar, and dining area. The kitchen features newer oven/range, dishwasher, and built-in microwave, as well as maple cabinets. Vaulted ceilings throughout give this home a wide open feel. The crown molding adds an extra special touch and 18 inch tile in all the right spots. Primary bedroom suite features a raised vanity with double sinks and separate tub and shower. The whole home HVAC system replacement comes with a twenty-five-year warranty, The Solar system (installed in 2016) was upgraded and most of the switch panels and converter unit are in the garage and not outside, safe from the elements. Solar unit is completely paid off. Newer water heater! Water Softener as well! Owned Security System included.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $262,640. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.