This well-maintained home features tile flooring in the main areas and plush carpeting in the bedrooms, with a professionally applied fresh coat of paint completed in 2024. All light fixtures, door knobs, and hardware have been recently upgraded. The 2023 AC unit comes with an inspection and a 6 month maintenance warranty, valid until 2029. Includes a pest control inspection warranty through 2027 an installed ADT security system, and WiFi-connected main switches for remote control and scheduling. Offers practical amenities such as RV hookups with 50-amp electrical connections for RVs or electric vehicle charging. The desert landscaping features native plants, trees, and river rock accents. All appliances included. Solar panels installed in 2022 under loan -can be paid in full or assumed.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.