ASSUMABLE 3.25% LOAN - offering a rare opportunity for substantial monthly savings! Freshly repainted Inside and out (Aug. 2025) with a clean pre-listing inspection, this move-in ready 5-bed + loft, 3-bath home has been thoughtfully renovated with over $100,000 in upgrades. The heart of the home is the stunning 2024 remodeled kitchen featuring extended butcher block island, granite countertops, custom cabinetry, and new appliances-perfect for entertaining or everyday living. The open floor plan flows effortlessly into the spacious living area, while the downstairs bedroom and full bath provide ideal space for guests, multi-generational living, or a private home office. Upstairs, the versatile loft offers endless possibilities as a media room, playroom, fitness space or second living area The beautifully remodeled primary suite is a true retreat with a custom tiled walk-in shower, upgraded vanities, designer lighting, and custom shelving. The guest baths have also been tastefully updated with modern finishes. Additional upgrades include new flooring and trim throughout w/5" baseboards on lower level, whole-house water filtration and softener with r/o to the refrigerator, updated ceiling fans, and numerous thoughtful touches that make this home truly turnkey. Step outside to your spacious, nearly maintenance-free backyard featuring covered patio, raised garden beds, mature landscaping, and newly planted trees--perfect for relaxing, entertaining, or enjoying Arizona evenings. Conveniently located just minutes from Copper Sky Recreation Complex, Harrah's Ak-Chin Casino, shopping, dining, and the popular Duke's Roadhouse, this exceptional home combines comfort, style, and value. Don't miss this rare opportunity to own one of Senita's most beautifully updated homes!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $98,157. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.