Properties / 3945 N FOUNDER Circle
VA ASSUMABLERate: 2.98%

3945 N FOUNDER Circle

$820,000
Buckeye, AZ 85396
4 beds3 baths2,596 sqftSingle Family
The assumable advantage
2.98%
VA assumed rate
$91,687 interest already paid off
Estimated Loan Balance$571,341
Cash to close$249,931
Est. Monthly PITI$3,267
Initial Loan Amount$640,000
Time on site29 days
Remaining Term25 years
Seller's equity (what you pay)
$248,659
Cash or secondary financing
Monthly savings
$2,133
Versus today's market rate
Est. savings per year
$26K
Versus today's market rate

About this home

Welcome to this exceptional 4-bedroom, 3-bathroom Verrado home offering 2,596 sq ft of living space, a 3-car garage, and an oversized 8,500+ sq ft lot! Ideally located near Verrado Elementary School and Founder's Park, one of Verrado's premier destinations for recreation and community gatherings, this home puts you close to some of the very best amenities the community has to offer. Complete with a resort style backyard, pebble-tec pool, fountains/water features, gas fire pit, travertine rock tile, synthetic grass, multiple shaded patio spaces completes this must see yard. Verrado and Buckeye continue to experience tremendous growth, with new shopping, dining, entertainment, and commercial developments transforming the area.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $248,659. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,596
Property typeSingle Family
MLS #7062829
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,703/mo
Source est. payment (PITI)
$3,267/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$248,659

Asking price minus remaining loan balance. Closing costs are additional.

$0$248,659
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.