This move-in-ready 2-story in San Tan Valley features a saltwater pool and covered patio, plus real upgrades: 8.88kW owned solar, AC entering its 3rd summer, and exterior paint refreshed 3 yrs ago. Inside, an open great room flows to a kitchen with granite counters, stainless steel appliances, recessed lighting, walk-in pantry, and breakfast bar. A flexible loft suits a media room, office, or playroom; the primary suite offers a private ensuite and walk-in closet. The backyard is a true Arizona retreat. Beyond the saltwater pool, enjoy a full garden, greenhouse, and planters, all on water automation for effortless, year-round growing. New irrigation runs across the entire property alongside the 3-year-old pool and landscaping, keeping everything lush with minimal upkeep. A covered patio and storage shed complete the space, and a Honda lawnmower is included for the new owner. With owned solar already in place and a saltwater pool delivering a softer, gentler swim, this home pairs everyday savings with everyday enjoyment.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $152,807. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.