This well-maintained home features a spacious kitchen with granite countertops, a breakfast bar, and an adjacent dining room with charming bay windows. The open-concept great room boasts new vinyl laminate flooring and leads to a covered patio on the east side of the home--perfect for enjoying shaded afternoons. The owner's suite offers two walk-in closets and a private bathroom complete with dual sinks, a separate toilet room, a garden tub, and a walk-in shower. Upgraded 18'' tile flooring and carpet throughout add comfort and style. Additional highlights include ceiling fans, window blinds, a nearly new A/C unit (less than 2 years old), and a recently installed whole-house water softener.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $119,257. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.