***Custom Home on 1.67 Acres with Horse Privileges, Bonus Room & Outdoor Living*** Well-maintained custom home situated on 1.67 landscaped acres in Thatcher/Central Arizona. This 4-bedroom, 3-bath property offers quality construction, functional living spaces, and room to enjoy both indoor and outdoor activities. The open-concept floor plan features granite countertops throughout, custom cabinetry, upgraded appliances, a spacious pantry, custom closet systems, and an oversized laundry room. The primary suite includes travertine tile showers, dual vanities, and ample storage. Above the garage, an unfinished bonus room of approximately 350 square feet provides the opportunity for a home office, game room, fitness area, guest space, or additional storage. Outdoor features include covered patios, a fire pit, irrigated lawn, and a sidewalk walking path that circles the backyard. The fully fenced yard offers privacy and space for entertaining, pets, and recreation. A separate garden area and horse privileges add flexibility for those seeking a rural lifestyle with room to grow. Located on the border of Thatcher-Central, this property combines the benefits of country living with easy access to schools and town.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $462,581. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.