Properties / 7770 S CAMINO MIRLO
VA ASSUMABLERate: 2.77%

7770 S CAMINO MIRLO

$575,000
Tucson, AZ 85747
4 beds3 baths3,352 sqftSingle Family
The assumable advantage
2.77%
VA assumed rate
$53,882 interest already paid off
Estimated Loan Balance$328,776
Cash to close$255,223
Est. Monthly PITI$2,175
Initial Loan Amount$366,329
Time on site50 days
Remaining Term24 years, 5 months
Seller's equity (what you pay)
$246,224
Cash or secondary financing
Monthly savings
$1,846
Versus today's market rate
Est. savings per year
$22K
Versus today's market rate

About this home

Nestled on a sprawling 4-acre estate in beautiful Tucson, Arizona, this property offers the perfect blend of privacy, versatility, and natural beauty. Ideal for those seeking a serene lifestyle with room to grow, play, and personalize, this home is designed for comfort and possibility. Whether you're a horse enthusiast, entertainer, or simply looking for a peaceful desert retreat, this property has it all. The home features two primary suites, a 3-car garage with RV bay, and a 10-foot water-cooled pool deck perfect for relaxing or entertaining. Solar panels provide exceptional energy efficiency, keeping electric bills remarkably low year-round. The property is horse-ready and offers the opportunity to renovate and customize to suit your family's needs. Adjacent to the southeast lies preserved land managed under the Maeveen Marie Behan Conservation Lands System, part of Pima County's Sonoran Desert Conservation Plan, with historical ties to the 19th-century San Ignacio de la Canoa Land Grant. This protected land provides a natural buffer between three and five miles southeast of the property, enhancing both privacy and the stunning desert views. Unforgettable vistas, vibrant sunsets, and the tranquility of open desert make this Desert Oasis Retreat a truly special place to come home to.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $246,224. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,352
Property typeSingle Family
MLS #6895122
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,545/mo
Source est. payment (PITI)
$2,175/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$246,224

Asking price minus remaining loan balance. Closing costs are additional.

$0$246,224
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.