Properties / 22800 N BOLIVIA Street
FHA ASSUMABLERate: 5.41%

22800 N BOLIVIA Street

$375,000
Maricopa, AZ 85138
4 beds2 baths1,711 sqftSingle Family
The assumable advantage
5.41%
FHA assumed rate
$83,226 interest already paid off
Estimated Loan Balance$375,911
Cash to close$1,761
Est. Monthly PITI$2,849
Initial Loan Amount$395,700
Time on site50 days
Remaining Term26 years, 1 month
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

This house has an assumable loan with a 4.75% interest rate! Welcome to this beautifully maintained 4-bedroom, 2-bath home in the thriving community of Maricopa! Offering 1,710 sq ft of comfortable living space, this home combines modern convenience with easy Arizona living. Step inside to an open and inviting floor plan, perfect for both everyday living and entertaining. The kitchen is a standout feature, complete with a gas stove, ample cabinetry, and generous counter space--ideal for home chefs and gatherings alike. The spacious primary suite offers a relaxing retreat, highlighted by a large walk-in closet and plenty of room to unwind. Three additional bedrooms provide flexibility for guests, a home office, or hobbies. This home is packed with valuable upgrades, including a Tesla charging station and a water softener for added comfort and efficiency. Out back, enjoy a low-maintenance yard with artificial grass--perfect for year-round greenery without the upkeep. Whether you're hosting, relaxing, or letting pets play, this outdoor space is ready to go. Conveniently located near local amenities, parks, and schools, this home offers the perfect balance of comfort, function, and location. Don't miss your chance to make it yours!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,711
Property typeSingle Family
MLS #7009705
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,244/mo
Source est. payment (PITI)
$2,849/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.