Welcome to this beautifully maintained two-story home in Circle Cross Ranch! Featuring 3 bedrooms, 2.5 bathrooms, and a spacious upstairs loft, the open-concept layout is ideal for both everyday living and entertaining. The first-floor primary suite offers added privacy, a generous walk-in closet, dual sinks, a soaking tub, and a separate shower. The kitchen includes abundant cabinetry, a center island, pantry, and dining area overlooking the inviting great room. Step outside to a private backyard with view fencing that backs to a greenbelt and natural open space--perfect for enjoying Arizona sunsets and San Tan Mountain views. Conveniently located near shopping, dining, golf, parks, and community amenities, this move-in-ready home is a must-see!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.