ASSUMABLE 4.25% LOAN....Freshly Updated & Move-In Ready! Experience the freedom of Arizona country living on over an acre of fully fenced property with room for RVs, toys, a future pool, workshop, or outdoor oasis. This beautifully maintained 4-bedroom home features new interior and exterior paint, brand new carpet, an open great room, abundant natural light, plantation shutters, and a gourmet kitchen with granite countertops, stainless appliances, a large island, and pantry. Unwind in the spacious primary suite with a spa-inspired bath and private backyard access. Enjoy mountain views, an oversized covered patio, a 3-car garage, and the privacy you've been looking for - all while remaining within easy reach of Valley conveniences.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $306,517. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.