Properties / 1732 E DOGWOOD Lane
FHA ASSUMABLERate: 3.11%

1732 E DOGWOOD Lane

$440,000
Gilbert, AZ 85295
2 beds3 baths1,809 sqftSingle Family
The assumable advantage
3.11%
FHA assumed rate
$49,149 interest already paid off
Estimated Loan Balance$316,581
Cash to close$125,453
Est. Monthly PITI$2,055
Initial Loan Amount$350,020
Time on site50 days
Remaining Term25 years, 3 months
Seller's equity (what you pay)
$123,419
Cash or secondary financing
Monthly savings
$1,086
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

Special financing options available, ask listing agent for details! Welcome home to 1732 E Dogwood Ln, easy living, an unbeatable location, and room to grow. Loft can be converted into a 3rd bedroom (ask about plans). Tucked inside a gated community in one of Gilbert's most connected pockets, this 2019-built home offers 1,809 square feet of smart, flexible living. Enjoy resort-style perks right outside your door with the community pool! And the location? This is where it really shines. SanTan Village which is Gilbert's premier open-air shopping and entertainment destination is just 1.2 miles away, a quick 5-minute drive packed with boutiques, big-name retailers, a movie theater, and some of the East Valley's best dining. Craving a night out closer to home? Take your pick from local favorites like Firebirds Wood Fired Grill, Humble Bistro, or Seven Brothers, all just a short drive away. Prefer the outdoors? Discovery District Park is nearby with its lakes, fishing, walking paths, and playgrounds; perfect for an evening stroll or weekend with the family. This is more than a home, it's a lifestyle, with everything you need close at hand and nothing left to compromise on.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $123,419. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms3
Square feet1,809
Property typeSingle Family
MLS #7047479
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,509/mo
Source est. payment (PITI)
$2,055/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$123,419

Asking price minus remaining loan balance. Closing costs are additional.

$0$123,419
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.