Properties / 44368 W EDDIE Way
VA ASSUMABLERate: 6.5%

44368 W EDDIE Way

$369,000
Maricopa, AZ 85138
3 beds2 baths2,293 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$34,891 interest already paid off
Estimated Loan Balance$355,630
Cash to close$13,724
Est. Monthly PITI$2,622
Initial Loan Amount$360,711
Time on site50 days
Remaining Term28 years, 7 months
Seller's equity (what you pay)
$13,370
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

PRICE REDUCED + $10,000 SELLER CONCESSION! Move-in ready and beautifully maintained! This spacious split floor plan features two primary suites plus a third bedroom/flex space--perfect for guests, multi-generational living, or a home office. The open living and dining areas flow into a well-appointed kitchen with cherry cabinetry, granite countertops, stainless steel appliances, a large island, and oversized pantry. Recent updates include a 5-year-old A/C, new water heater, soft water system, and reverse osmosis. Enjoy beautifully landscaped front and backyards, along with HOA amenities including two community pools, fitness center, and walking paths. Conveniently located near shopping, dining, and everyday conveniences. With the price reduction plus $10,000 in seller concessions.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $13,370. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,293
Property typeSingle Family
MLS #7035927
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,284/mo
Source est. payment (PITI)
$2,622/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$13,370

Asking price minus remaining loan balance. Closing costs are additional.

$0$13,370
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.