You'll love this beautifully updated 1475 sq ft home in an established 55+ community of Ventana Lakes. Many updates including custom kitchen with soft close cabinets and pull outs, quartz counters and a coffee bar and breakfast bar. Water view from the kitchen. Custom master bath with same quartz counter and custom cabinets. Stainless steel appliances less than 5 years old. All 3 bedrooms have generous walk in closets. Updated LVF in all the rooms. Updated ceiling fans and lighting. New dual pane windows throughout and 2 new patio doors. Air conditioner 2018, water heater 2017, soft water and conditioner system 2023. Tile roof done in 2012. The back yard has a fully enclosed dog run, a covered patio and area for firepit. A blank slate for your own ideas with sprinkler lines throughout. Maintenance free. Newer garage door and cabinets in the 2 car garage. The community has 4 pools, a workout room with sauna and hot tubs. Many scheduled activities throughout the year. Pool and workout room within walking distance. Best kept secret in Peoria! Close to amenities, grocery stores, restaurants and 101 just 3 miles down the road. Many parks nearby. Come take a look and fall in love with this beauty! Possible VA assumable mortgage.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $189,176. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.