NO HOA! Solar! Downstairs Master Bedroom!! Short- Sale Opportunity!! Spacious Two-Story, Energy-Efficient home, Northern/ Southern Exposure. In the great city of El Mirage! Offering 4 bedrooms, 2 full bathrooms, 9 ft ceilings, Semi-open floor plan with spacious kitchen that includes built-in appliances, recessed lighting, a pantry, ample cabinetry & counter space, and a 2-tiered peninsula. Wood- like and carpet flooring t/o. Tile in bathrooms. Inviting living areas. Backyard covered patio ideal for outdoor living space. Make the smart move today!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.