This beautifully updated 4 bed / 3 bath home with a 2-car garage is perfectly located in the desirable Rancho El Dorado Golf Community—just minutes from shopping, dining, and convenient highway access. The spacious floor plan offers multiple gathering areas for family and friends, plus a highly sought-after downstairs bedroom. The bright and open family room flows seamlessly to the back patio and yard, creating an ideal indoor-outdoor living experience. Exceptionally clean, beautifully maintained... and ready for you to enjoy. Be home for the holidays!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.