Welcome to Whispering Ranch! This rare opportunity includes THREE parcels totaling just over 12 acres with breathtaking mountain views and endless Arizona sunsets. This 4-bedroom, 2-bath home offers peaceful desert living with room to grow, explore, and enjoy wide open spaces. The property features a privately owned well with a newer tank, RV hookup at the carport, and an extended covered porch with a ramada-style deck, perfect for relaxing or entertaining while taking in the panoramic scenery. Ideal for those seeking privacy, outdoor living, horses, recreational toys, or future possibilities. Experience the beauty and freedom of rural Arizona living while still being within reach of city conveniences!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $527,439. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.