Properties / 10702 W WILLOWBROOK Drive
VA ASSUMABLERate: 6.54%

10702 W WILLOWBROOK Drive

$349,900
Sun City, AZ 85373
2 beds2 baths1,385 sqftSingle Family
The assumable advantage
6.54%
VA assumed rate
$64,173 interest already paid off
Estimated Loan Balance$290,300
Cash to close$61,228
Est. Monthly PITI$2,159
Initial Loan Amount$300,000
Time on site50 days
Remaining Term26 years, 9 months
Seller's equity (what you pay)
$59,600
Cash or secondary financing
Monthly savings
$146
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Seeing is believing!!! Updated inside and out and move-in ready...this home has been updated completely over the last 3 years with New Heating & Cooling, Roof Recently Resealed, Updated Kitchen with New Stainless Steel Appliance Bundle, New W/D, Interior completely repainted, New Ceiling Fans and New Lighting Throughout, New PELLA Windows and Doors throughout installed October, 2025...Remote Blinds Inside on Sliders and Office/Den/Craft Room...Updated MBR Bath...New Garage Door & Mini-Split for H&C...220V hookup in Garage and multiple 100V outlets for all your toys...Exterior painted in June, 2025...Privacy Walls with Breeze-Block on East/West sides of Patio for shade...Raised Flower Box and no-maintenance Decorative Turf...45 Tons of fresh gravel around property...2 new Mesquite Trees!!!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $59,600. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,385
Property typeSingle Family
MLS #7016044
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,917/mo
Source est. payment (PITI)
$2,159/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$59,600

Asking price minus remaining loan balance. Closing costs are additional.

$0$59,600
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.