Properties / 18414 N 104TH Avenue
VA ASSUMABLERate: 4.16%

18414 N 104TH Avenue

$385,000
Sun City, AZ 85373
2 beds2 baths1,577 sqftSingle Family
The assumable advantage
4.16%
VA assumed rate
$58,037 interest already paid off
Estimated Loan Balance$308,532
Cash to close$76,468
Est. Monthly PITI$1,887
Initial Loan Amount$334,620
Time on site0 days
Remaining Term25 years, 9 months
Seller's equity (what you pay)
$76,468
Cash or secondary financing
Monthly savings
$641
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

GOLF COURSE LIVING!!!This hm has been incredibly updated and backs up to the golf course. Completely updated kitchen with all the modern amenities and plank flooring throughout. Both baths will be extremely pleasing to the eye with all of the updates there to. Beautiful walk in shower in the master. This is a 'MUST SEE' also with a newer HVAC system so never any wories there. Enjoy the AZ sunsets and the relaxing golf views in the screened in patio. This complete remodel is move in ready to start your relaxing life in this desert amazing Del Webb community! Awesome east/West exposure. All updated in 2022! Owner can accomodate a quick closing to suit your buyers!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $76,468. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,577
Property typeSingle Family
MLS #7078989
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,629/mo
Source est. payment (PITI)
$1,887/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$76,468

Asking price minus remaining loan balance. Closing costs are additional.

$0$76,468
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.