Properties / 2396 W CAMP RIVER Road
VA ASSUMABLERate: 5.7%

2396 W CAMP RIVER Road

$344,900
San Tan Valley, AZ 85144
4 beds3 baths2,010 sqftSingle Family
The assumable advantage
5.7%
VA assumed rate
$90,560 interest already paid off
Estimated Loan Balance$377,857
Cash to close$0
Est. Monthly PITI$2,574
Initial Loan Amount$400,000
Time on site11 days
Remaining Term26 years
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Home, sweet home! This lovely 4-bedroom in the Village at San Tan Heights showcases a serene open layout with high ceilings, a soothing palette, blinds, and durable tile flooring for easy maintenance. The well-appointed kitchen comes with ample wood cabinetry, recessed lighting, built-in appliances, and a pantry for storing culinary essentials. Upstairs, you'll find a cozy loft that provides a versatile space for a reading nook or lounge. The primary bedroom showcases soft carpeting, a private bathroom with double sinks, and a practical walk-in closet. Unwind at the end of a long day in the backyard, which offers a covered patio and a shed for additional storage. Don't miss out on this fantastic opportunity!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,010
Property typeSingle Family
MLS #7073412
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,325/mo
Source est. payment (PITI)
$2,574/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.