Second chance to own this beautiful house, Built in 2022, back to market due to financing issue. Beautiful single family one story house, 4 bed 2 full baths, located in a very desirable area, conveniently close to shopping centers, grocery stores and restaurants. Close to highways I10 and 101. Open concept floor plan with a good size kitchen, lots of cabinets plus a pantry . Modern double vanities in the bathroom, good size blank canvas backyard ready for you to create your dream space.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $17,524. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.