Beautiful Paloma Ranch home on a huge lot! This 4-bedroom + den, 3.5-bath home offers 2,905 SqFt of modern living with a spacious great room design and split bedroom layout. The gourmet kitchen impresses with white cabinetry, granite counters, designer backsplash, stainless appliances, gas cooktop with hood, double ovens, butler's pantry, walk-in pantry, and a large island with breakfast bar. Enjoy indoor-outdoor living with sliding doors to a covered patio and expansive backyard featuring space to park toys, mountain views, and no rear neighbors! The primary suite offers patio access and a spa-inspired bath with dual vanities, oversized rain shower, freestanding tub, and huge walk-in closet. Secondary bedrooms include a Jack & Jill bath and private guest suite. Additional highlights: wood-look tile throughout (no carpet), RV gate & slab parking, oversized laundry, powder room, stone elevation, and 3-car tandem garage.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $126,730. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.