Located inside an exclusive gated Waddell community near the White Tank Mountains, this original-owner home offers privacy, space, and an elevated West Valley lifestyle. Set among huge custom homesites with generous separation between neighbors, the property is designed for those who value peace, privacy, and room to breathe. A paver driveway and walkway create a polished arrival, while 10-foot ceilings, 8-foot doors, and a 3-car split garage add scale and everyday function. The backyard now features a brand-new pool just installed by the owners, creating a fresh outdoor setting for relaxing, entertaining, and enjoying Arizona living. With easy access to Surprise and the broader West Valley, this home offers a rare blend of gated privacy, mountain proximity, and convenience.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $340,661. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.