Step into this stunning and spacious 5-bedroom, 3-bath home located in the highly sought-after Magma Ranch community in Florence. Designed with both comfort and functionality in mind, this home offers an open and versatile floor plan featuring a formal living area, a cozy family room, and a convenient downstairs bedroom with a full bath—perfect for guests or multigenerational living. Upstairs, you'll find a generous loft space ideal for a media room, game room, or additional living area. The bedrooms are well-sized and inviting, while the primary suite offers a true retreat with a large walk-in closet, dual vanities, a private toilet room, and a separate tub and shower. The kitchen is equipped with granite countertops, a center island, and stainless steel appliances—perfect for both everyday living and entertaining. The oversized 2-car garage provides ample built-in storage to keep everything organized. Out front, a peaceful greenbelt creates added privacy and distance from the street, enhancing the home's curb appeal. Residents of Magma Ranch enjoy access to fantastic community amenities, including a pool, playground, and tennis courtsall just a short walk away. This home checks all the boxesspace, layout, location, and lifestylemaking it an exceptional opportunity you won't want to miss.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $178,674. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.