This charming 2-bedroom plus office/bedroom , 2-bathroom home in the heart of Cottonwood offers the perfect blend of modern comfort and easy Arizona living. Built in 2015, this well-maintained residence features an open-concept layout with 1,217 square feet of bright, airy living space. It sits on a double lot and includes a new storage building. The best part is the covered front porch. You will find yourself spending hours with friends and family enjoying this outdoor space.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $214,700. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.