Move-in ready 3-bedroom townhome in Hallcraft Villas East. Freshly painted in 2026, this vacant two-story features a bright formal living room, separate dining area, and eat-in kitchen with walk-in pantry. Full bath upstairs serving all three bedrooms. Private fenced patio with dedicated storage and washer/dryer hookups. Two designated parking spaces. HOA covers blanket insurance, exterior and roof, water/sewer, trash, and common area maintenance -- genuinely low-maintenance ownership. Community pool and playground. Tempe schools. Minutes to Sky Harbor, ASU, Downtown Phoenix, Tempe Marketplace, and I-10, Loop 143 and US-60. Rentals permitted. FHA and VA welcome; buyer may qualify for down payment assistance.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $51,426. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.