Properties / 18915 E KINGBIRD Drive
VA ASSUMABLERate: 6.5%

18915 E KINGBIRD Drive

$639,000
Queen Creek, AZ 85142
5 beds3 baths2,773 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$23,633 interest already paid off
Estimated Loan Balance$622,722
Cash to close$16,856
Est. Monthly PITI$4,289
Initial Loan Amount$625,000
Time on site36 days
Remaining Term29 years, 6 months
Seller's equity (what you pay)
$16,278
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Come and see this gorgeous ready-to-move-in home . You will fall in love with the tall ceilings you are greeted in the living room/dinning room area, complete with a gorgeous chandelier. The house features an updated kitchen with quartz countertops and island, beautiful tile flooring throughout the living areas, brand new carpet installed August 2026, windows replaced in 2020, owned water softener and solar panels. The home is also ready to host parties, with a low maintenance backyard, featuring artificial grass and a covered patio and elementary school is a few blocks away.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $16,278. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet2,773
Property typeSingle Family
MLS #7063066
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,958/mo
Source est. payment (PITI)
$4,289/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$16,278

Asking price minus remaining loan balance. Closing costs are additional.

$0$16,278
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.