This charming BASEMENT home offers the freedom of No HOA living at a price point that is becoming increasingly difficult to find. Ideally located close to shopping, dining, schools, churches, and everyday conveniences, this property combines value, flexibility, and potential. The basement creates the perfect space for a home office, game room, media retreat, guest quarters, or work from home setup, giving you room to grow and adapt to your lifestyle. Step outside to discover a versatile backyard workshop that is a blank canvas ready for your hobbies, business needs, storage, or creative projects. Whether you are a first-time buyer searching for an affordable home, an entrepreneur needing extra workspace, or looking for a property with endless possibilities, this home delivers.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $66,693. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.