Start making your memories in this well-maintained North Phoenix home offering 3 bedrooms, 2 bathrooms, and 1,600 sqft of thoughtfully designed living space. Enjoy a welcoming family room upon entry plus a secondary family room open to the nicely updated kitchen, completed in 2023. Recent improvements include exterior paint 7/2026, HVAC 2/2024, a fully updated main bathroom 2/2025, updated lighting throughout 2026, and refreshed interior paint. The low-maintenance backyard features lush green turf, while the generous south side yard offers a metal storage shed and room to add a gate for your toys. Conveniently located near I-17 and Loop 101, with Deer Valley Towne Center just minutes away.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $37,909. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.