Properties / 22319 E VIA DE OLIVOS
FHA ASSUMABLERate: 6.84%

22319 E VIA DE OLIVOS

$539,900
Queen Creek, AZ 85142
3 beds2 baths2,041 sqftSingle Family
The assumable advantage
6.84%
FHA assumed rate
$36,190 interest already paid off
Estimated Loan Balance$486,242
Cash to close$54,100
Est. Monthly PITI$3,760
Initial Loan Amount$490,943
Time on site21 days
Remaining Term29 years
Seller's equity (what you pay)
$53,658
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Outstanding opportunity for a beautiful spacious home with a POOL. Walk in to this open concept floorplan with a large great room and chef's kitchen that features cherry wood cabinets granite counters, breakfast bar, eat-in area, kitchen island, and newer flat-top stove, double oven, microwave, and refrigerator and drinking water system. Over 2,000+ SQFT with a den / office. Enjoy the resort-style backyard with a pool & plenty of space for entertaining. The primary suite offers patio access, separate tub & shower, dual sinks, granite counters & custom closet. The guest bath also has granite countertops with updated fixtures and lighting. Great location close to Restaurants, Entertainment & more. Do not miss this!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $53,658. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,041
Property typeSingle Family
MLS #7065664
CountyMaricopa County
Assumable loanFHA
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Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,217/mo
Source est. payment (PITI)
$3,760/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$53,658

Asking price minus remaining loan balance. Closing costs are additional.

$0$53,658
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.