Properties / 9011 E FOX Street
FHA ASSUMABLERate: 6.61%

9011 E FOX Street

$475,000
Mesa, AZ 85207
4 beds2 baths1,599 sqftSingle Family
The assumable advantage
6.61%
FHA assumed rate
$86,566 interest already paid off
Estimated Loan Balance$349,470
Cash to close$125,936
Est. Monthly PITI$2,885
Initial Loan Amount$364,672
Time on site13 days
Remaining Term26 years, 4 months
Seller's equity (what you pay)
$125,530
Cash or secondary financing
Monthly savings
$464
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

Welcome home to a thoughtfully updated property offering mountain views, outdoor living, and convenient access to some of the East Valley's premier recreation areas. Enjoy Superstition Mountain views from the backyard and Brown Mountain views from the front, with nearby access to Brown Mountain hiking trails, Usery Mountain Regional Park, Saguaro Lake, and Salt River recreation. Inside, the home features vaulted ceilings, a built-in surround sound system in the living room, tile kitchen flooring, and partially upgraded vinyl flooring completed in 2024. The kitchen cabinets were professionally painted with updated hardware in 2023, and all-new kitchen appliances were installed in 2025-2026. Additional improvements include exterior paint in HOA-approved colors completed in 2025, a water softener installed in 2018, an EV charger added in 2025, and a roof inspection with improvements completed in 2026. Step outside to a private backyard designed for Arizona living, featuring a generously sized swimming pool ideal for swimming, relaxing, and entertaining, a built-in barbecue island, and stunning mountain views. Recent pool enhancements include a pool pump installed in 2024, a new pool light in 2025, pool filters replaced in 2026, freshly painted cool decking, and pool water replaced in May 2026.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $125,530. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,599
Property typeSingle Family
MLS #7070014
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,337/mo
Source est. payment (PITI)
$2,885/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$125,530

Asking price minus remaining loan balance. Closing costs are additional.

$0$125,530
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.