Welcome to this beautifully maintained home in the desirable community of Surprise Farms, offering the perfect combination of space, functionality, and outdoor living. This thoughtfully designed floor plan features multiple living areas, soaring ceilings, and an open-concept layout ideal for both everyday living and entertaining. The spacious kitchen serves as the heart of the home with granite countertops, stainless steel appliances, abundant cabinetry, a breakfast bar, and a seamless connection to the family room. Upstairs, a generous loft provides flexible space for a media room, game room, home office, or play area. The oversized primary suite offers a private retreat complete with an ensuite bath featuring dual vanities, a soaking tub, separate shower, and walk-in closet. Step outside to your own backyard oasis featuring a covered patio, sparkling PebbleTec pool, and low-maintenance landscaping, perfect for relaxing or hosting family and friends year round. A three car garage and RV gate provide plenty of room for vehicles, toys, and additional storage. Conveniently located near parks, schools, shopping, dining, and everyday amenities with easy access to major commuter routes, this move-in ready home offers the space, comfort, and lifestyle today's buyers are looking for.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $305,702. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.