ASSUMABLE VA LOAN available with approval! SELLER IS WILLING TO ASSIST WITH BUYER'S CLOSING COSTS. Inquire for details. MUST SEE beautiful 2 bedroom, 1 bathroom block home on a generous lot. Extra wide driveway & RV gate for plenty of parking. Features an inviting living room, dining room & spacious family room with a fireplace. New flooring throughout and the kitchen has been recently upgraded with new cabinets, farm sink & faucet, granite countertops, washer/dryer, microwave & water heater. Pre-wired with ADT alarm system. Well maintained house. Fresh paint inside & outside. Enormous covered patio with gazebo in the yard, great for entertaining. Bonus dual outdoor sheds for extra storage. NO HOA. Great location, close to major freeways (Loop 101 & I-17), ASU West, restaurants & shoppi
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $11,764. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.