Escape to the sunshine in this charming home tucked inside a small, gated community! Designed for easy Arizona living, this inviting property is an ideal winter retreat for snowbirds looking to trade cold weather for blue skies, mountain views, and a relaxed desert lifestyle. Step inside to a bright, open-concept floor plan where the kitchen, dining area, and living room flow seamlessly together--perfect for everyday living and entertaining. The updated kitchen features crisp white cabinetry, quartz countertops, stainless-steel appliances, a stylish gray subway-tile backsplash, and a generous island with additional workspace and storage. Wood-look tile flooring extends throughout the main living areas, creating a clean, cohesive look that is both attractive and practical. The spacious bathrooms continue the modern feel with updated white cabinetry, quartz-style countertops, contemporary fixtures, and a beautifully tiled shower surround in the secondary bath. Outside, enjoy an expansive low-maintenance backyard with a covered patio, extended paver seating area, and plenty of room to relax, entertain, or enjoy Arizona's beautiful weather. The front of the home offers a two-car garage, mature desert landscaping, and welcoming curb appeal. Home built with 40 yr concrete tile roof. The location puts you close to everything that makes Apache Junction such a popular winter destination--from local restaurants, shopping, golf, and outdoor recreation to the stunning Superstition Mountains. An assumable 2.75% mortgage is an added bonus to this barely lived in home. Furnishings also available if so desired.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $166,845. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.