NEW ROOF in 2022, NEW HVAC in 2023, NEW WATER HEATER in 2026! This 4 bedroom, 2 bath home offers vaulted ceilings, fresh interior paint and a comfortable, functional floor plan with a spacious living room, breakfast nook and indoor laundry. The kitchen features granite countertops and plenty of space for everyday living. Outside, enjoy an extended covered patio, mature trees and an existing pool currently drained, offering the opportunity to restore it and create a beautiful backyard retreat. Located on a quiet street while still close to schools, shopping, restaurants, everyday conveniences and commuter routes. A fantastic opportunity with major updates already completed and plenty to love inside and out!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $199,969. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.