Properties / 10911 W SANTA FE Drive
VA ASSUMABLERate: 2.9%

10911 W SANTA FE Drive

$141,500
Sun City, AZ 85351
2 beds2 baths1,108 sqftSingle Family
The assumable advantage
2.9%
VA assumed rate
$22,291 interest already paid off
Estimated Loan Balance$141,989
Cash to close$0
Est. Monthly PITI$852
Initial Loan Amount$160,000
Time on site3 days
Remaining Term24 years, 11 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$167
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Welcome home to this well-maintained community featuring a charming grassy entrance and inviting surroundings. Step inside to a spacious great room that offers ample space for relaxing and entertaining. The functional floor plan flows seamlessly into the kitchen with a cozy dining nook, convenient laundry room, and two comfortable bedrooms. The private primary suite includes a sliding glass door leading directly to the backyard patio, creating the perfect retreat for morning coffee or evening relaxation. The covered carport also features a convenient access door to the patio, providing easy indoor-outdoor flow and added convenience. Enjoy comfortable living in a home that is move-in ready and designed for everyday enjoyment.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,108
Property typeSingle Family
MLS #7077332
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$667/mo
Source est. payment (PITI)
$852/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.