Properties / 5547 W COPLEN FARMS Road
VA ASSUMABLERate: 6.35%

5547 W COPLEN FARMS Road

$429,999
Laveen, AZ 85339
3 beds2 baths1,776 sqftSingle Family
The assumable advantage
6.35%
VA assumed rate
$82,995 interest already paid off
Estimated Loan Balance$394,815
Cash to close$35,645
Est. Monthly PITI$2,928
Initial Loan Amount$409,900
Time on site22 days
Remaining Term26 years, 10 months
Seller's equity (what you pay)
$35,184
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Fantastic opportunity to own this lovely 3-bedroom, 2-bath home in Estrella Crossing! Discover an appealing open layout with high ceilings, a soothing palette, blinds, and durable tile flooring for easy maintenance. The gourmet kitchen comes with granite counters, recessed lighting, white shaker cabinets with crown moulding, stainless steel appliances, a handy pantry, and an island with a breakfast bar for casual meals. You'll also find a versatile den ideal for an office or a quiet study. The primary bedroom showcases soft carpeting, an ensuite with dual sinks, and a convenient walk-in closet. Unwind at the end of a long day in the backyard, which offers a covered patio, natural turf, a charming gazebo, and a fire pit for evenings under the stars. Make this gem yours now!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $35,184. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,776
Property typeSingle Family
MLS #7069057
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,557/mo
Source est. payment (PITI)
$2,928/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$35,184

Asking price minus remaining loan balance. Closing costs are additional.

$0$35,184
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.