Properties / 2112 E Crystal Drive
FHA ASSUMABLERate: 4%

2112 E Crystal Drive

$396,500
Fort Mohave, AZ 86426
3 beds2 baths1,814 sqftSingle Family
The assumable advantage
4%
FHA assumed rate
$94,960 interest already paid off
Estimated Loan Balance$527,327
Cash to close$0
Est. Monthly PITI$3,421
Initial Loan Amount$570,000
Time on site36 days
Remaining Term25 years, 9 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this beautifully maintained 1,814 sqft single-story home in the sought-after Desert Lakes Estates. Built in 2006, this property offers fantastic curb appeal and an open, welcoming layout. Featuring 3 bedrooms and 2 bathrooms, the home boasts a bright, spacious floor plan with vaulted ceilings to enhance the sense of space. Enjoy luxury vinyl flooring throughout, with tile in the kitchen, bathrooms, and laundry room. The rear-facing kitchen overlooks the golf course and includes a generous island, pantry, and modern appliances. Notable upgrades include granite countertops, French patio doors, and custom wood shutters. Set on a 6,000 sqft lot, the property is beautifully landscaped with low-water desert plants and features a full PVC irrigation system. A gas line with a fitting for a quick connect makes it easy to supply natural gas to your BBQ. The backyard offers a covered patio with ceiling fans, fenced with block and wrought iron for privacy, and overlooks the 16th Fairway of the Huukan Golf Course. Enjoy serene panoramic views of the mountains and golf course, providing a peaceful retreat with no HOA restrictions. Located in a vibrant community close to Colorado River recreation and entertainment of the Laughlin Casinos.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,814
Property typeSingle Family
MLS #040174
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,736/mo
Source est. payment (PITI)
$3,421/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.